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DENTAL

DENTAL

Dental – Core HMO and Buy-Up

Select Guardian and choose providers from one of the largest Preferred Provider Networks with over 200,000 locations. Out-of-pocket costs are likely to be less when you choose an in-network dentist.

  • 100% coverage for oral exams, every 6 months
  • No annual deductible on either plan options
  • Orthodontic benefit available with the Buy-Up PPO Plan for Children Only

Dental Buy-Up PPO Plan

Dental Buy-Up PPO Plan In-Network
Annual Deductible (Individual/Family) $0
Annual Maximum $1,000
Orthodontic – Dependent Children 60%
Orthodontic – Adults Not Covered
Preventive / Diagnostic Services 100
Basic Services 90%
Major Services 70%
Orthodontic Services 60%
Employee Cost Per Pay  Full Time Employees  Part Time Employees 
Employee Only $0.00 $0.00
Family – management / exempt $0.00 $0.00
Family – bargaining unit $5.00 $9.36
 

Dental Core HMO Plan 

Dental Buy-Up PPO Plan In-Network
Annual Deductible (Individual/Family) $0
Annual Maximum Unlimited 
Orthodontic – Dependent Children Not Covered 
Orthodontic – Adults  Not Covered 
Preventive / Diagnostic Services  100%
Basic Services  Fee Schedule 
Major Services  Fee Schedule 
Employee Cost Per Pay  Full Time Employees  Part Time Employees 
Employee Only $0.00 $0.00
Family – management / exempt $0.00 $0.00
Family – bargaining unit $0.00 $0.00
 
LCBDD - Benefits
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